When you remove the setting and the accident , you remove the magic. A meet cute requires a third variable (a traffic jam, a lost dog, a thunderstorm). Apps remove all variables. They present a menu. Humans don't fall in love with menus; they fall in love with stories.
You get into a Lyft, only to realize the person in the backseat is not your driver—they are also a passenger who opened the wrong door. You are both confused. The actual driver arrives. To save the hassle, you agree to share the ride. You have 15 minutes to decide if you want to see them again. (Spoiler: You do.) Meet Cute